Author Archives: Jay Butchko
Can My Restaurant File for Subchapter V?
Restaurants can be extremely difficult businesses to run, especially in South Florida where customers tend to be more plentiful in the fall and winter months than the spring and summer months due to the “snowbird” phenomenon. Snowbirds are part-time residents of the state of Florida who travel south for the winter to stay in… Read More »
Reasons to Avoid Credit Card Charges If You Are Planning for Bankruptcy
Whether you are considering making purchases on your credit card as the holiday season approaches, or you are planning to make a relatively large purchase to travel to see family members or to buy a gift, it is important to reconsider making charges if you are planning to file for bankruptcy. Charges on general… Read More »
Bankruptcy Errors: Know Them to Avoid Them
Bankruptcy law in the United States is extremely complex, and it can be easy to make a common error or mistake without realizing it. Whether you are in the early stages of just beginning to contemplate a bankruptcy filing or you have already filed for bankruptcy, it is critical to know about frequent bankruptcy… Read More »
Can a Retail Store Choose Between Subchapter V and Traditional Chapter 11 Bankruptcy?
Is your retail store in South Florida currently having trouble meeting monthly debt obligations or repaying creditors? If so, you might be considering bankruptcy as an option. Any business that wants to continue operating during and after a bankruptcy case should be planning to file for a type of reorganization bankruptcy since a liquidation… Read More »
What to Know About Bankruptcy Course Requirements
If you are planning to file for consumer bankruptcy in West Palm Beach or elsewhere in South Florida, it is essential to know that you will need to fulfill two separate educational course requirements in order to have your eligible debts discharged. Indeed, there are two separate courses that are necessary: first, a credit… Read More »
Discharging Medical Bills in Bankruptcy
For South Florida residents, medical debt is a significant problem. People at any age can accrue medical debt due to insurance issues or a medical emergency, and as we age, we tend to require more medical care for which costs can quickly add up. According to the Florida Department of Elder Affairs, the population… Read More »
How You Can Discharge Your Student Loans in Bankruptcy
How can you discharge your federal student loans in bankruptcy? The process has become easier than ever before, and one of the experienced West Palm Beach bankruptcy lawyers at our firm is here to help you. You might have heard that student loan debt cannot be discharged, which we want to make clear is… Read More »
Should I File for Bankruptcy If I Have Time-Barred Debt?
Have you been receiving calls from debt collectors about debt you incurred many years ago? If so, you may be wondering if you should consider filing for bankruptcy in order to have credit card debt, medical debt, or another type of consumer debt discharged. Bankruptcy can be an extremely helpful tool for debtors in… Read More »
More Student Debtors Are Filing for Bankruptcy in First Year of New Process
Anyone who is struggling with student loan debt should know that there is a new process in place for having student loans discharged in bankruptcy, and that new process has been in place since November 2022. According to a recent press release from the US Department of Justice (DOJ), the new process has proven… Read More »
Can Bankruptcy Protect Against a Debt Lawsuit?
Many people in South Florida who are struggling with debt want to know: can filing for bankruptcy protect against a debt lawsuit? Or, in other words, can filing for bankruptcy prevent a debtor from being sued by a creditor or debt collector? In short, the answer is usually yes as a result of the… Read More »
