Author Archives: Site Administrator
How to Defend Against Creditor Robocalls
Most people have received an auto-dialed, pre-recorded call at some point. Often, these calls come from telemarketers. However, for individuals who have fallen behind on paying off debts, these calls most often come from creditors and debt collectors. While the recently passed Florida SB 568 provides added penalties for telemarketers auto-dialing consumers who have… Read More »
How Joint Debts Are Handled in Bankruptcy
While bankruptcy is often a valuable method for freeing oneself of debts that could not otherwise be repaid, it also comes with some consequences. Unfortunately, when the debtor holds shared debts or has a cosigner for accounts which are to be discharged, those consequences are not only felt by the individual filing for bankruptcy…. Read More »
What is Chapter 20 Bankruptcy?
Many have heard of a Chapter 20 bankruptcy, yet the fact of the matter is, this chapter does not actually exist within the bankruptcy code. That said, Chapter 20 is not quite a myth, but rather a creative procedure developed for handling complex financial problems that cannot be rectified with any other chapter. Those… Read More »
Senate Bill 220 Signed Into Law
Governor Rick Scott signed Senate Bill 220 into law in March, officially authorizing federal bankruptcy documents to be admitted into evidence in foreclosure cases. Our foreclosure defense attorneys in West Palm Beach are sharing everything debtors need to know about the new legislation. Background on the Bill The key issue the law seeks to… Read More »
How to Prepare for Bankruptcy in Florida
The decision to file for personal bankruptcy is not one which should be made arbitrarily. Instead, it should involve thorough research and extensive planning. Our experienced bankruptcy attorneys are sharing some key steps to take leading up to the filing process, as well as major mistakes to avoid. Do: Explore Options Bankruptcy is not the… Read More »
Defending Against Dormant & Invalid Debts in Florida
Our West Palm Beach debt defense attorneys are committed to protecting debtor rights, and thus we make it a priority to inform our clients of issues plaguing debtors in Florida. One of the most rampant debt collection problems Floridians face is what many refer to as “zombie” debt collectors. Recently, RewardExpert ranked Florida second… Read More »
When Does Arbitration Beat Litigation?
Disputes are a reality of business, and the way one handles them plays an essential role in whether or not the outcome will be favorable. The way a dispute should be remedied will vary from situation to situation, but two of the most common means of solving business-related disagreements are litigation and arbitration. Litigation,… Read More »
The Pros & Cons of a Bankruptcy Filing
Bankruptcy can be a satisfactory means of escaping one’s struggle with debt, but it is not a magic wand. Filing for bankruptcy has its drawbacks as well. Though the benefits outweigh the disadvantages for many, that is not always the case. Therefore, it is important to be knowledgeable about the pros and cons of… Read More »
Navigating a Florida Foreclosure Auction
Given Florida’s high foreclosure rates, foreclosure auctions are commonplace here in the Sunshine State. However, navigating these sales still seems to present a challenge — both for the previous homeowner and interested buyers. A foreclosure defense attorney in West Palm Beach can be a valuable asset to individuals with concerns about foreclosure auctions, and… Read More »
How to Dispute a Wage Garnishment in Florida
When a creditor is owed payment from a debtor, the former has the ability to pursue a wage garnishment to seize the money owed directly from the money earned by the debtor. Unfortunately, if a wage garnishment is granted, it may leave the debtor struggling to keep up with other payments. Therefore, it is… Read More »
